Chapka Travel Insurance: Which Plan Is Right for Your Trip?

Travel should be about discovering new places, slowing down, and enjoying the experience—not constantly worrying about everything that could go wrong.

We have spent many years traveling and always recommend having travel insurance. Not because we expect to use it, but because it allows us to explore the world with greater peace of mind.

During a trip to Botswana, some of our belongings were stolen, and Chapka reimbursed us for their value. Experiencing firsthand that the insurance responded when we needed it is one of the reasons we continue to recommend it.

Watch the Full Story on YouTube

If you would like to hear more about our experience with Chapka, you can watch the full story on our Nómadas del MarYouTube channel. In the video, we share how we were robbed in Botswana, followed the thieves’ footprints, and what happened next.

Watch the full video on YouTube

Chapka offers different policies depending on the length and frequency of your trips. Choosing the right one is quite simple:

CAP Trip: For Your Next Vacation

CAP Trip is the policy we recommend for vacations or individual trips lasting up to 90 days.

It is the option we would choose for a trip to San Blas, an itinerary through several countries, or any other getaway where you want to be covered throughout your journey.

You can compare the available plans, review the coverage, and calculate your price directly on Chapka’s website.

Explore CAP Trip

CAP Cancelación: If You Want to Protect Your Booking

Some trips are planned months in advance and require a significant investment in flights, accommodation, and experiences.

CAP Cancelación is designed for travelers who want to protect the money they have already spent if they are ultimately unable to travel for one of the reasons covered by the policy.

It does not replace travel assistance insurance. Its purpose is to protect you before departure.

Explore CAP Cancelación

CAP Multi Trip Anual: If You Travel Several Times a Year

If you take several trips throughout the year, arranging a new insurance policy every time can become tedious.

CAP Multi Trip Anual covers all the trips you take over the course of a year, provided each individual trip lasts no longer than 90 days.

It is the most convenient option for frequent travelers, whether they travel for leisure, work, or a combination of both.

Explore CAP Multi Trip Anual

CAP Trotamundos: If You Will Be Traveling for Several Months

CAP Trotamundos is designed for extended trips and long stays abroad.

If you are planning to explore several countries, travel around the world, spend a season sailing, or be away for several months, this would be our recommendation.

It is intended for long-term trips of between 3 and 24 months.

Explore CAP Trotamundos

Which One Would We Choose?

It mainly depends on how you plan to travel:

• One trip lasting up to 90 days: CAP Trip.
• You want to protect the money invested before departure: CAP Cancelación.
• You take several trips throughout the year: CAP Multi Trip Anual.
• You will be traveling for several months: CAP Trotamundos.

For a Sailinguest experience or a conventional vacation, CAP Trip will usually be the most suitable option. If you have also booked flights and other services well in advance, you may want to consider adding cancellation protection.

Our advice is simple: choose the policy that matches the actual length of your trip and review the coverage directly on Chapka’s website before purchasing it. Then save your policy details and focus on enjoying the journey.

Transparency: This article contains affiliate links. If you purchase insurance through one of these links, Sailinguest may receive a commission at no additional cost to you. We recommend Chapka because we have personally used its insurance and had a positive experience.